Privacy Notice

WE ARE COMMITTED TO SAFEGUARDING CUSTOMER INFORMATION In order to better serve your needs now and in the future, we may ask you to provide us with certain  information. We understand that you may be concerned about what we will do with such information – particularly any personal or financial information. We agree that you have a right to know how we will  utilize the personal information you provide to us. Therefore, we have adopted this Privacy Policy to  govern the use and handling of your personal information. 

APPLICABILITY 

This Privacy Policy governs our use of the information which you provide to us. It does not govern the  way we may use information we have obtained from any other source, such as information obtained  from a public record or from another person or entity. Cloud Title Solutions and the Title Insurance  Underwriter have also adopted broader guidelines that govern our use of personal information  regardless of its source. 

TYPES OF INFORMATION 

Depending upon which of our services you are utilizing, the types of nonpublic personal information that  we may collect include: Information we receive from you on applications, forms and in other  communications to us, whether in writing, in person, by telephone or any other means; Information  about your transactions with us, our affiliated companies, or others; and Information we receive from a  consumer reporting agency. 

USE OF INFORMATION 

We request information from you for our own legitimate business purposes and not for the benefit of  any nonaffiliated party. Therefore, we will not release your information to nonaffiliated parties except: 

(1) as necessary for us to provide the product or service you have requested of us; or 

(2) as permitted by law. We may, however, store such information indefinitely, including the period  after which any customer relationship has ceased. 

Such information may be used for any internal purpose, such as quality control efforts or customer  analysis. We may also provide all the types of nonpublic personal information listed above to one or  more of our affiliated companies. Such affiliated companies include financial service providers, such as  underwriters, title insurers, property and casualty insurers, and trust and investment advisory 

companies, or companies involved in real estate services, such as appraisal companies, home warranty  companies, and escrow companies. 

Furthermore, we may also provide all the information we collect, as described above, to companies that  perform marketing services on our behalf, on behalf of our affiliated companies, or to other financial  institutions with which we or our affiliated companies have joint marketing agreements. 

FORMER CUSTOMERS 

Even if you are no longer our customer, our Privacy Policy will continue to apply to you. 

CONFIDENTIALITY AND SECURITY 

We will use our best efforts to ensure that no unauthorized parties have access to any of your  information. We restrict access to nonpublic personal information about you to those individuals and  entities who need to know that information to provide products or services to you. We will use our best  efforts to train and oversee our employees and agents to ensure that your information will be handled  responsibly and in accordance with this Privacy Policy. We currently maintain physical, electronic, and  procedural safeguards that comply with federal regulations to guard your nonpublic personal  information. 

TEXT MESSAGING / SMS MESSAGING

 We will use SMS text messaging only with customer’s permission and during a transaction cycle for the purpose of providing updates and answering questions sent to us via text messaging. We will not share your information and we will not use text messaging in our marketing campaigns. We will not engage in any unsolicited text messaging campaigns of any kind.  If you ever receive a text message from us you can opt out permanently by replying STOP to any message received. 

SMS Consent or phone numbers are not shared for the purpose of SMS with third parties or affiliates.

ACCESS TO PERSONAL INFORMATION/REQUESTS FOR CORRECTION,  AMENDMENT, OR DELETION OF PERSONAL INFORMATION 

As required by applicable law, we will afford you the right to access your Personal Information, under  certain circumstances to find out who your Personal Information has been disclosed to, and request  correction or deletion of your Personal Information. However, Cloud Title Solution’s current policy is to  maintain customers’ Personal Information for no less than your state’s required record retention  requirements for the purpose of handling future coverage claims. 

For your protection, all requests made under this section must be in writing and must include your  notarized signature to establish your identity. Where permitted by law, we may charge a reasonable fee  to cover the costs incurred in responding to such requests. 

Please send requests to: 

Cloud Title
200 Central Ave., 4th Floor
St. Petersburg, FL 33701

CHANGES TO THIS PRIVACY STATEMENT 

This Privacy Statement may be amended from time to time consistent with applicable privacy laws.  When we amend this Privacy Statement, we will post a notice of such changes on our website. The  effective date of this Privacy Statement, as stated above, indicates the last time this Privacy Statement  was revised or materially changed.